Point Me To First Class · Monday, November 2, 2026
An analysis of 257 variations of direct Amex spending offers (earning Membership Rewards for meeting spend goals) revealed counterintuitive results. The best returns—nearly 2 membership rewards points per dollar spent—typically appear on lower-fee cards like Amex Everyday and Amex Green, rather than high-fee cards like Business Gold and Platinum.
“It turns out that these spending deals on Amex are far better on the less premium cards than they are on the premium cards.”
“The ones that I mentioned where you're getting almost two membership rewards points per dollar spent, those are typically on the Amex Every Day and the Amex Green cards. And all of those worst ones are usually on the Business Gold and the Business Platinum cards.”