Point Me To First Class · Monday, November 2, 2026
Comparing card-linked offers from major issuers, Avneesh Kohli noted that about 50% of Amex offers provide a return of 20% or more, compared to only about 1 in 7 Chase offers. However, lucrative Amex offers typically require higher spending thresholds, averaging around $240 to $250.
“About one in two Amex offers offer a return of 20 percent or more. That's really, really good to prove that. If you look at Chase, it's about one in seven offers that are 20 percent or better.”
“The requirements for a lot of these Amex offers are much higher. It's sort of an average of $240-ish, $250 to spend to get a lot of these very lucrative offers.”