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Frequent Miler on the Air · Friday, October 30, 2026

American Express Separates Membership Rewards Accounts on New Card Openings

Nick reports that recent data points on Reddit show American Express is no longer automatically pooling membership rewards points when opening new cards, instead creating separate accounts unless explicitly linked during the application process.

tickerAXPcompanyAmerican Express

The tape

1 quote
“If you open a new Amex card that earns membership rewards points, I think at some point during the application process, it might give you the opportunity to merge that automatically with your other membership rewards points.”
Nick
Heard on Frequent Miler on the Air — “Bilt 3.0: So you thought the dust had settled? | Frequent Miler on the Air Ep381 | 10-30-26”, published Friday, October 30, 2026. Heardvine summarizes and quotes with attribution and timestamps, and links to the original everywhere.
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