The Thrifty Traveler Podcast · Thursday, October 29, 2026
The hosts reviewed upcoming changes to Bilt's loyalty program taking effect in 2026. They highlighted that Bilt Cash will now expire 12 months after being earned instead of on December 31st, and legacy cardholders will have to manually opt out if they wish to keep their current earning structure.
“First of all, the best news out of this, I think, is that built cash, the cash back you earn on your card spend, is no longer going to expire at the end of every year, so on December 31st. Instead, it'll expire 12 months after you earn it instead.”
“Legacy built card holders, as you mentioned, people who not just have the card today, but apply before, I think, the first of the year, can still keep this built cash. earning method...”