BiggerPockets Money Podcast · Wednesday, October 28, 2026
Evan Lawler and Scott Trench agree that despite steady rent metrics and lower student loan burdens, the cost of homeownership and the disappearance of easy house-hacking opportunities present a significant headwind for Gen Z financial independence.
“I totally agree, Scott, that there's a combination. There's things that Gen Z has easier and there's things that Gen Z has harder. I think that the cost of home ownership is the primary difficulty that Gen Z will face pursuing financial independence”
“That door feels much more difficult than it did in the 2014 time span.”