Point Me To First Class · Monday, October 19, 2026
Devin Gimbel discusses how the American Express Personal Gold Card limits its four times points earning categories, capping grocery spend at $25,000 annually and worldwide restaurant spend at $50,000 annually.
“For example, one of my favorite points-earning cards from American Express, the personal gold card, earns four times points on dining and grocery spend. But the four times points on grocery spend caps out at $25,000 spent on the card annually. And there's a limit of four times points on worldwide restaurant spend of $50,000 annually.”