The Stacking Benjamins Show · Friday, October 2, 2026
Doc G expresses being 'out' on retiring five years earlier if the financial plan has an 80% success rate, deeming a 20% failure rate too significant. He emphasizes that retirement shouldn't be synonymous with happiness and that the goal should be control over one's time and doing enjoyable work, rather than solely stopping work.
“I am out, meaning I would not retire on a 20% failure rate only because I don't feel like living a good life and being happy is synonymous with retirement.”
“But the risk of... taking the leap is that you run out of money. And so 20% risk is a pretty significant risk.”
“I think we make the mistake of thinking that retirement and happiness are synonymous. I'd like to help people build a happy life, and then we just figure retirement into it when it makes sense. But I don't think they're the same thing.”