Money Rehab with Nicole Lapin · Thursday, October 1, 2026
Caitlin Sarian strongly recommends freezing credit for children and elderly individuals, as their clean credit reports make them prime targets for identity theft. Freezing credit prevents new accounts from being opened in their names, offering a robust defense against this type of fraud. This proactive measure is highlighted as a crucial step in safeguarding personal information.
“I always tell people to freeze your like grandparents credit. Because there should never like the issue with kids and grandparents is that you're never checking the credit.”
“Yeah, you're like, I have a one-year-old. Like, she's not doing anything. But that's like a scammer's wet dream. It is.”
“for sure their biggest wet dream ever. They are very excited because you will never know that they've created accounts in their name. And like by the time they hit 18 and you want to actually open it, or maybe like 15 want to open credit cards for them, their credit will be completely shot.”
“And so for me, I'm like, I've opened the credit cards I need open right now. I'm locking these down for the next couple of years because I'm not going to”