All the Hacks · Wednesday, July 8, 2026
In response to concerns about high annual fees and "coupon book" benefits on premium cards, the host highlights several cards with lower annual fees ($0-$150) that offer good point-earning potential. Examples include the Citi Strata Premier, Chase Sapphire Preferred, Wells Fargo Autograph, and Capital One Venture.
“I was looking at a bunch of cards that have no high annual fees, no coupons, or if they do, they're very, very minimal.”
“And cards like the City Strata Premier, the Chase Sapphire Preferred, the Wells Fargo autograph and autograph journey, built obsidian, Amex Green, the Capital One Venture card, all those cards have much lower annual fees. I think almost everyone of them's in the $0 to $150 range. They're not full of tons of coupons and they all earn somewhere between two and three and even 4X on major categories.”
“The Venture card's 2X on everything.”